This policy applies to the website criteriofinanciero.com.co, operated by Carlos Fernando Viveros García, an individual, under the brand ViSFI. For any request related to your personal data, write to hola@criteriofinanciero.com.co.
Data processing is carried out in accordance with Colombian Law 1581 of 2012 and Decree 1377 of 2013, which govern the protection of personal data (habeas data) in Colombia, the jurisdiction where this site and business are based.
Depending on how you interact with the site, we may collect:
- Contact details: name and email, when you subscribe to the Daily Briefing, submit a content proposal, or reach out directly.
- Billing and shipping details: name, address, phone and email, when you make a purchase in the Store through our checkout.
- Payment data: ViSFI does not store or have access to your full card or account numbers. Payments are processed directly by PayPal or Mercado Pago, each of which applies its own privacy and security policies.
- Form data: information you voluntarily submit when proposing an article for the Daily Briefing (name, email, social profile, topic and summary of your pitch).
- Usage data: basic technical information generated by the normal operation of the site (for example, the store’s session cookie). See details in our Cookie Policy.
- Send you the Daily Briefing and related communications, if you subscribed voluntarily.
- Process and fulfill your purchases in the Store, including coordinating the review session included with the premium report.
- Evaluate and, where applicable, follow up editorially on submissions for the Daily Briefing (Guest Publishing).
- Respond to your contact requests or call scheduling.
- Meet legal or accounting obligations tied to the sale of digital products.
We do not sell your data to third parties, and we do not use it for third-party targeted advertising beyond the services described here.
We rely on a small number of providers to operate the site. Each processes only the data required for its function:
| Provider | Purpose |
|---|---|
| Beehiiv | Managing delivery of the Daily Briefing by email. |
| WooCommerce / Hostinger | Site hosting and processing of the cart and orders. |
| PayPal | Payment processing in US dollars (USD). |
| Mercado Pago | Payment processing in Colombian pesos (COP). |
| Google Fonts | Loading the site’s typefaces from Google’s servers. |
We do not use third-party advertising or tracking tools such as Google Analytics or Meta Pixel on this site as of this policy’s date.
As the owner of your personal data, you have the right to:
- Know what data we hold about you and how we use it.
- Update and correct your data when it is outdated or inaccurate.
- Request deletion of your data when it is no longer necessary or upon your express request.
- Withdraw your consent at any time — for example, by unsubscribing from the Daily Briefing with one click from any email.
To exercise any of these rights, email us at hola@criteriofinanciero.com.co. We will respond within a reasonable time as required by Colombian law.
We may update this policy as our practices or tools change. The “last updated” date at the top of this page always reflects the current version.